Minor Thoughts

In this present crisis, government is not the solution to our problem; government is the problem.

HSAs force health providers to compete

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John Goodman talks about how HSA’s help customers save money and help lower costs for the overall healthcare system. Too bad the Obama administration, through Obamacare, wants to get rid of HSAs.

Megan Johnson, a self-employed single mother in Dallas, had severe pains in her side and back, just below the ribs. Her doctor said it was possibly kidney stones, but a CT scan would be necessary to confirm the diagnosis. Megan’s doctor gave her the name of an outpatient radiology department near her home. A call to the hospital revealed her share of the cost would be more than $2,800. Because Megan’s health insurance had a $5,000 deductible, she decided to ask some questions: Do I really need this? Is it less expensive anywhere else?

A quick search of HealthcareBlueBook.com confirmed a reasonable price for an abdominal CT scan was about $800 - not $2,800. More online research identified dozens of medical imaging centers - including one next to the doctor’s office. The insurance company negotiated price was $407 - a fraction of the initial price the hospital quoted. Megan was able to save nearly $2,400 by simply doing a little research online.

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