Minor Thoughts from me to you

Healthcare Responsibility

Health Reform's Savings Myth, by Arnold Kling:

Anyway, what I was looking for on the web was a link to this article, which says that modern doctors are too beholden to insurance companies, rather than to patients. Nowhere does the the author mention that in 1960 fifty percent of personal health care expenditures were paid for by patients themselves, whereas now it is only ten percent. Instead, he writes as if modern doctors are greedier than they used to be.

Doctors have bills to pay into. But most patients expect their doctor to ignore the person paying the bill and listen to the person demanding that they (the doctor) do something that might reduce the payment. And then the patient gets angry when the doctor does no such thing.

That's why my health insurance reform plan would involve shifting healthcare spending from large premiums and all-inclusive health "insurance" plans to small premiums and plans that only offer catastrophic insurance coverage. Patients would have more money left in their pocket, to allow them to pay more money out of pocket.

Do that and you'll discover that doctors are suddenly more responsive to patient needs and desires.